One of the most important ingredients in the process of buying a home is choosing the right home mortgage. Everyone’s situation and needs are different, and careful selection and planning with the right type of loan can mean a lot in dollars saved.
The traditional 30-year fixed-rate loan gives the borrower peace of mind and stability of payments offer lower starting rates and can mean that the buyer can afford higher-priced home than with a fixed rate mortgage.
Government loans such as those offered by the Federal Housing Administration (FHA) and the Veterans Administration (VA) can also assist those with a small down-payment who qualify for these types of financing with fixed rates that are below the current market.
We often can refer clients to lenders who can explain the options and help buyers get the best mortgage for their needs. We are proud of our record in helping to obtain excellent financing for our clients.
Friday, March 26, 2010
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